Military Relocation to Tyler TX - VA Loans & PCS Support
If you’re relocating to East Texas with the military - active duty, National Guard, or a recently retired veteran - Kirby & Co Realty Group is set up to help. Stephanie holds the G-Certified (Government / Military Relocation) designation and we’re a participating agent in the Hometown Heroes program for Texas teachers, first responders, military, and healthcare workers. Here’s how we work with military families.
Why East Texas works for military families
East Texas is a frequent landing spot for military relocations because:
Lower cost of living vs DFW or Houston metros.
Strong VA-friendly lender market in Tyler and Longview.
Top-rated schools that serve military families well - Lindale ISD, Whitehouse ISD, and Bullard ISD all rate A.
Camp Maxey (Texas Army National Guard) within reasonable distance.
Medical infrastructure that supports veterans - UT Health East Texas + VA clinics.
Veteran-friendly community culture across small-town East Texas.
VA loans - what to know
VA loans are one of the strongest mortgage products in the market right now: zero down payment, no private mortgage insurance, and competitive rates for qualifying veterans, active duty, and certain reservists/spouses. We work with several Tyler-area lenders who close VA loans every month.
Hometown Heroes for veterans
The Texas State Affordable Housing Corporation (TSAHC) Homes for Texas Heroes program provides up to 5% in down payment grant assistance for qualifying military service members and veterans. Combined with VA loan zero-down, this can mean meaningful out-of-pocket savings even on a 100%-financed deal. Read the full breakdown.
What G-Certified means
G-Certified (Government Certified) is a designation for agents who have completed specialized training in government and military relocation processes - PCS timelines, BAH, VA loan mechanics, military-spouse career considerations, and the specific stress points of moving with the military. It’s the difference between an agent who happens to work with military and an agent trained in military relocation.
Frequently asked
Can I use VA + Hometown Heroes together?
Yes - these programs stack. We’ve had clients close with VA zero-down + 5% TSAHC down payment grant rolled into closing costs, walking out of closing with cash in hand on what used to be a 20%-down deal.
How do I make this work on a tight PCS timeline?
Pre-approval first, then a single discovery weekend (we’ll plan it around your TLE/HHG schedule), then a clean offer. We’ve closed PCS deals in 30 days. Earlier is always better - reach out as soon as you have orders.
What about renting first vs buying?
Depends on your timeline. Three years or more in Tyler and buying typically pencils. Less than two years and we’d rent. Two years is the gray zone - we’ll walk through the math with your specifics.
Have orders? Reach out as soon as you can and we’ll get the pre-approval, school zoning, and discovery weekend lined up.
Ready to Talk with Kirby & Co?
Whether you're buying, selling, relocating, or building custom, Stephanie and the team will guide you from the first conversation to the keys.
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